Health Benefits

I posted before about using your company benefits to save yourself money on everyday things that you might not even know you have benefits for!

Well, today I learned the same goes for your health benefits!  We have good health coverage under Kevin's plan.  I have always known that, especially being in the health insurance business myself.  I know what our copays and our deductibles are and what is covered and when.  What I didn't know about was the other benefits that it carried.

A few weeks ago, a friend and I were chatting about breast pumps.  Awesome, I know... the things you talk about what you are getting ready to have a baby!  Poor Kevin...   Anyway, I was complaining that they are $450 in the store and that it is ridiculous!

I was contemplating applying for WIC since I won't have a job and by my initial contact, we are on the boarder of qualifying.  But I just can't bring myself to do it.  I am not about abusing the Welfare system and I know that we can make it through without it.  Nothing against those people who do use WIC, as I think it is a great program and helps many, many women.  I just don't think in our situation it is fair to  use when we are OK without it.  At least for now...  But for those of you who DO need it, one of the benefits they offer is a breast pump!

But anyway, she was telling me that her health insurance covered her breast pump! Umm.. what?! That is so crazy!  So low-and-behold, I called UPMC today and they cover it at 100% as long as my doctor writes a script for it!  YES PLEASE!

That is such a weight off our shoulders as this was a huge baby expense we were dreading! If my friend wouldn't have mentioned it, I would have never known that this was even available!

And this goes for much more than pregnancy-related things also.  I did know from work that many times insurance will cover oxygen and other health-related necessities in your home at 100% under your durable medical equipment benefits!

What I was unaware of is that our insurance also offers discounts on things like spas and gym memberships!  That in itself is so amazing!  Maybe after we pop this little one out, we will invest in the gym membership deal...  One thing is for sure.... we need it! :)

So go and check out all your health benefits and start saving money!!!